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  • When can you apply for a credit card again after bankruptcy?

    Dec 28, 2023

    After a bankruptcy in Maryland, you could keep your credit card upon the creditor’s approval. If you can’t do this, you can apply again upon fully discharging your bankruptcy. Another option is to get a secured credit card instead of an unsecured one. Secured credit card With a secured credit card, you pay a deposit of $200–$500 to get the card. It’s a more limited type of credit card than an unsecured credit...
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  • Listing assets in Chapter 7 proceedings

    Dec 28, 2023

    Chapter 7 bankruptcy may be a good way for someone in Maryland to escape insurmountable debt. Under Chapter 7 rules, the debtor will liquidate non-exempt assets to pay creditors. This category is different from Chapter 11, which involves a payment plan. When filing for Chapter 7, the debtor must list their assets. Some may have questions about what assets should appear on the list. Listing assets under Chapter 7 rules There are three...
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  • Can I be sued for revenge porn in Maryland?

    Dec 26, 2023

    Yes. While revenge porn is a crime in Maryland, victims of revenge porn in Maryland also have legal avenues for compensation in the civil court system. Revenge porn is the non-consensual sharing of intimate images or videos without the other person’s consent. Victims of revenge porn in Maryland have the right to file a civil lawsuit against the perpetrator. The most common civil claim for revenge porn is intentional infliction of emotional distress (IIED). A...
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  • Criminal convictions and consequences

    Dec 21, 2023

    Persons convicted of a crime may face jail time and fines. However, that is not the full extent of the ramifications of running afoul in the criminal justice system in Maryland. Various other consequences might follow for someone who faces criminal charges. Such might be the case even when the charges lack credibility. Troubles that having a criminal record can cause After being convicted of a crime, a permanent criminal record will be...
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  • What is revenge porn? Understanding Maryland’s “revenge porn” laws

    Dec 19, 2023

    Maryland has laws making it a criminal offense to share sexually explicit photos and videos without consent. Also known as “revenge porn,” this illegal content often gets posted online by ex-partners or hackers aiming to emotionally harm and humiliate the person depicted. The Old Line State has had its own issues with revenge porn. The mayor of a small town in Maryland was recently charged with several counts of posting revenge porn. Maryland...
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  • Appeals Court Overturns Maryland Handgun Licensing Requirement

    Dec 12, 2023

    A federal appeals court has overturned the Maryland licensing requirement for guns. The court said the decade-old handgun licensing statute that required fingerprinting, firearms training and a waiting period of up to 30 days violated the Second Amendment. Background Maryland’s Firearm Safety Act passed after the 2012 Sandy Hook shooting. The law required that handgun buyers submit fingerprints, complete a firearms training course, and wait up to 30 days for law enforcement to...
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  • Financial Aid options with a felony conviction

    Dec 5, 2023

    College students often use their newfound freedom to test their limits and explore less-than-savory activities, often with negative consequences. Getting arrested during college can significantly impact their educational and professional pursuits. However, with new laws in effect, students living with a felony in Maryland may have better options than ever to pursue and maintain higher education opportunities. Students and felony crimes Many Until recently, people who were convicted of ...
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  • Common myths about bankruptcy

    Nov 28, 2023

    Bankruptcy represents a last resort when it comes to financial issues, but there’s nothing wrong with making that choice if your circumstances warrant it. Hundreds of thousands of Americans file for bankruptcy every year, many of them located in Maryland. Despite how common Myths about the impact of bankruptcy One of the most prevalent myths about bankruptcy is that it destroys your credit permanently. First of all, bankruptcy remains on your...
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  • What injured workers need to know about disability benefits

    Nov 21, 2023

    Someone who has been hurt on the job in Maryland likely faces an assortment of personal challenges. For example, they may need to undergo treatment for their condition. Most Maryland employees recognize that workers’ compensation will help cover their treatment costs. Yet, people often have a harder time understanding disability benefits, which those who have been seriously injured may need as they recover. Companies in this state are required to carry workers’ compensation coverage...
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  • The different types of car crashes

    Nov 8, 2023

    Motor vehicle collisions could prove traumatic because of their unexpected nature. A driver might get hit from any angle on a Maryland road. The reasons for the accidents may vary, but the collision will likely inflict damage to the vehicles and potentially severe harm to the driver and passengers. Knowing the different types of collisions may help drivers be more alert to potential crashes. Accident variations Automobile accidents are often defined by ...
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