Blog
- Is it possible to get a home loan after filing for bankruptcy?
May 20, 2024
Understandably, many adults in Maryland want to become homeowners. However, life can sometimes be full of unwanted financial-related surprises. One of these situations happens when someone must file for bankruptcy. After completing this process, many people wonder if they’re able to qualify for a home loan. Home loans after bankruptcy Fortunately, the good news is that people can qualify for and Completing a waiting period While homeownership is possible after...Read More - Recovering from your bankruptcy
May 16, 2024
Filing for bankruptcy could be a highly positive step in the right direction for people who are interested in rebuilding their financial situation. Following all the necessary steps during the bankruptcy process could lead a Maryland debtor to embark on life with a clean financial slate. Once bankruptcy ends, avoiding mistakes that could lead back to fiscal woes becomes necessary. Post-bankruptcy approaches Devising an adequate Taking action to rebuild a credit...Read More - How to File a Claim If You're Injured on Public Property in Maryland
May 15, 2024
Every year, countless Maryland residents and visitors experience injuries in places meant to be safe, such as city parks, public roads, and government buildings. When safety measures fail, the repercussions can be significant. If you're a victim of an accident on public property, understanding your legal rights and the options available for compensation is crucial. This guide aims to help you navigate the legal landscape of public property injuries in Maryland, understand who can be...Read More - Car loans and bankruptcy
May 13, 2024
Filing for bankruptcy provides an opportunity to discharge some or all of your debts without the need to give up property such as a Maryland home. However, it may complicate your efforts to apply for vehicle financing as the bankruptcy remains on your credit report for up to 10 years. How lenders view bankruptcy There is no amount of time that you have to wait after filing for bankruptcy before attempting to apply...Read More - What appears in a background check?
May 9, 2024
Seeking a new job or pursuing other major opportunities in life may require a background check. What these checks reveal depends on state and federal laws. Learning more about background checks can help you protect your rights and privacy. It is beneficial to understand what information can legally be disclosed about you and how you can potentially correct or dispute inaccuracies in your background report. Background checks Criminal history is a key...Read More - The devastating effects of texting while driving
May 9, 2024
It is not uncommon to see someone texting while cruising in Maryland. Driving while using a cell phone leads to thousands of car accidents yearly around the country. Why texting and driving is dangerous Texting and driving pose a greater risk than simply talking on the phone while behind the wheel due to the multiple layers of distraction involved. Visually, drivers are diverted by looking at the screen, manually by typing on the...Read More - How to Expunge a DUI PBJ in Maryland: It Soon Can (Finally) Happen!
May 8, 2024
Since 1998, Maryland has taken a stand on DUI PBJs — probation before judgment — that prevents them from being expunged. Current Maryland law is that anyone with a DUI or DWI PBJ is not eligible for expungement. As a result, DUI offenders who have been offered a PBJ have been able to avoid conviction but have not had the benefit of expungement. A DUI PBJ would forever remain on their record, until now...Read More - What To Do When There’s a Warrant For Your Arrest in Maryland
May 8, 2024
Facing the possibility of an arrest warrant can be a daunting experience. Whether you suspect there's a warrant out for your arrest in Maryland or you’ve been notified of one, understanding your options and knowing how to respond is crucial. This guide aims to provide clear, actionable steps to help you navigate this challenging situation, protect your rights, and minimize legal repercussions. Understanding Arrest Warrants in Maryland In Maryland, a judge or magistrate can issue...Read More - Maryland Boating Safety Tips
May 7, 2024
The official start of the boating season in Maryland is just around the corner. Memorial Day is the first official day of boating in Maryland. Some, of course, are already enjoying Maryland’s waterways. Many boaters, however, are prepping their vessels. Boat prep should also include safety equipment. In 2020, Maryland had 155 reportable boating accidents. Sixty-four of the accidents resulted in injuries and six were fatal. This is better than 2019 when Maryland saw 144...Read More - The link between daylight saving time and car accidents in Maryland
May 6, 2024
Daylight Saving Time is more than just “springing forward” or “falling back.” The annual time change directly impacts people’s daily routine, sometimes with unintended consequences. A common occurrence is the rise in road accidents in Maryland during this time of the year. Here’s why that happens. Daylight saving time Daylight Saving Time (DST) is a seasonal practice where people adjust their clocks forward by one hour to extend daylight hours into the evening...Read More