When a loved one goes to work every morning, you expect them to come home by the end of the day. So when, instead of a call from them, you hear that they passed away while at work, it can be a devastating blow. In this deeply emotional time, death benefits may be available to help after the loss.
In Maryland, workers’ compensation offers a vital lifeline to families who lost a loved one due to a work-related accident or disease. You typically have 18 months after the covered employee’s death to file a claim.
Financial support during a difficult period
Eligible individuals are the surviving spouse (legally married at the time of the death), surviving children under 18 (up to 23 if full-time students) and other dependents. The benefits may include the following:
- Funeral costs
- Medical treatment expenses before death
- Two-thirds of the deceased’s average weekly earnings
The amount may vary if both spouses earn an income. For instance, if your spouse earned $300 a week and that amounted to 50 percent of your combined income, you may receive $100, or half of the two-thirds of his weekly earnings.
The weekly benefits can last up to 12 years, but certain circumstances can cause early termination. If the spouse remarries, the benefits will likely end.
Seeking legal help
Losing a loved one is a heartbreaking tragedy. Remember, you have resources available to get the help you deserve. An experienced workers’ comp attorney can connect you with information and support as you heal.